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920 N. Nappanee St
Directions Elkhart, IN 46514

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 CAR SHOPPING? MAKE SURE TO ASK THESE QUESTIONS BEFORE YOU BUY

By: Lochmandy Auto Group

 

Buying a car - whether you're looking for a brand new model or something used - can be as intimidating as it is exciting.

 

But if you ask the right questions, you can make sure that you drive off the lot in a car that fits your needs and your budget. Here are questions you should ask the next time you're in the market for a new vehicle.

 

IF YOU'RE BUYING NEW

 

Has the car been used as a demo?

You want to know if the vehicle was used by dealership staff. This is especially true with vehicles that are new but that have high mileage. It's not necessarily a bad thing, but this information can help you negotiate a better deal.

 

Has the vehicle been damaged, either during a test drive or in shipping?

Damages could be something small like a scratch or something major like a crash. If the vehicle has been damaged, make sure it's fixed before you buy it or negotiate the cost of a fix as part of your final price.

 

What is included in the warranty?

Warranties vary, so make sure you know exactly what is covered and for how long.

 

When can I test drive the vehicle?

You might have found what looks like the perfect car online, but make sure you test drive it - even if it's new - before you buy. You want to make sure it's a comfortable ride and that it looks as great in person as it does online.

 

IF YOU'RE BUYING USED

 

Has the vehicle been involved in any accidents, even fender benders?

You'll want to know if the vehicle has ever been damaged and when and how the damage was repaired.

 

How was the car maintained and is the maintenance up to date, including fluids? Do any of the fluids leak?

Let's face it, some people treat their vehicles better than others. If the vehicle you're buying was well maintained, you're less likely to experience issues with it beyond regularly scheduled maintenance.

 

Is there warranty time left? What are my options for buying a warranty?

If the used vehicle is only a couple years old, you might still have time on the original warranty. If not or if you want more time, you can usually buy an extended warranty from the dealership - but make sure you know what the warranty covers before you drive away.

 

When can I test drive the vehicle?

Like with new vehicles, you want to make sure to test drive the vehicle before you buy it.

 

FINANCING

 

What is the total price of the car itself, and what fees are charged on top of that?

Every dealership charges fees on top of the cost of the vehicle, so don't be afraid to ask about them so you know what they are beside the vehicle. When you're talking about the total cost, make sure you know the total price and your monthly payment - as well as how many months you'll be paying.

 

What about gap coverage?

This is a great question to ask the dealership where you're financing your vehicle and your auto insurance. If something happens to your vehicle and your insurance pays you less than what you owe on your vehicle, gap coverage will make sure the rest is covered. It's typically inexpensive and can be easily added on to your monthly payment for the vehicle or your insurance premium.

 

How will this affect my auto insurance?

A new vehicle is a change to your auto insurance policy, which means your premium will likely be affected. You might require more coverage than before if you're financing a vehicle and previously didn't have payment. Keep this in mind when shopping for a new vehicle.

 

At Lochmandy Motors, we'll help you find a vehicle that fits your life and budget without all the stress. It's part of our tradition of caring we've had since 1954.